Click2Pay is an e-wallet solution, similar to PayPal, Neteller or Skrill. However, they’re different in that instead of customers keeping funds directly in their wallet, Click2Pay uses a star rating system based on each customer’s credit. That rating tells the customer how much they can spend over the course of 7 days, less the money spent the previous 7 days. Then whatever the customer spends Click2Pay will debit from their account a few days later.
Click2Pay can be used to shop online. However, performing a quick Google search on Click2Pay will tell you that the majority of Click2Pay’s user base uses their service to fund their casinos accounts. That user bases consists of players from Canada, the United Kingdom, Switzerland, South Africa, France, Austria, Germany and Italy. Unfortunately, this is another (convenient) service that American players cannot use. For everyone else, though, this page will serve as a guide to using Click2Pay to play blackjack online.
Casinos and Software Providers That Accept Click2Pay
There are a number of blackjack casinos and software providers that accept Click2Pay as payment. Here are some of the top picks.
- Bet365 Casino
- William Hill
- Roxy Palace
How to Get Started with Click2Pay
Click2Pay takes a little bit to setup before you can use it to fund your blackjack account. But it’s all easy to do.
The first thing to do is head over to Click2Pay and create an account. This is free to do.
Once you’ve created your account you’ll need to put money in it. To do this you’ll provide Click2Pay with your banking information. From my experience the best way to do this is to give them your checking or savings account details. This will include your bank account number, routing number and the name of your bank. Giving Click2Pay this information will serve two purposes. One, they will debit your account whenever you make a purchase, and two, so that you can transfer money from Click2Pay back to your bank again.
Click2Pay is unique in that they don’t require you to fund your account before using it. Instead you have a star rating. This rating tells you how much money you can spend without having to fund your account within a 7 day time period, minus your total spending of the previous 7 days. They’ll just debit your bank account for your purchases. The merchant receives the money right away, but it’ll take a couple of days for the money to be debited from your bank account.
How to Deposit and Withdraw Using Click2Pay
Depositing and withdrawing your funds to and from your casino is simple. Here’s what you do.
To deposit your money you’ll want to choose Click2Pay in the casino backend. From here you’ll give them your PAN (Personal Account Number), how much you want to deposit and your password. The money will (should) hit your account instantly.
You can use Click2Pay for withdrawals, too. The process is going to be the same. Give them your details, how much you want to withdraw and hit submit. The money may take a little longer to hit your Click2Pay account, though. I would figure up to 48 hours, although within 24 hours is common.
Once your funds hit your account you can keep them there to spend. You can also request a Click2Pay debit card or a paper check.
Fees are charged on all deposits and withdrawals, with the exception of a wire transfer — when Click2Pay debits your account for purchases.
Other than that, you’ll have a 3% fee for paying by credit card, or 10-20 Euros (or equivalent currency) when you choose to have a debit card or check sent to you.
Advantages and Disadvantages
Like all other payment methods, there are pros and cons to using Click2Pay. Lets look at what those are now so that you can determine if it’s the right method for you.
- Click2Pay is discreet. Once Click2Pay is tied to your account the only thing anyone will notice is the money being debited from your account within 3 days of making a purchase. No one will be able to determine what those purchases are for.
- The Click2Pay debit card. From experience I can tell you that waiting 3-5 days for your withdrawal to hit your bank, or for the paper check to arrive, can be a pain. The debit card is handy because you can either avoid moving the money altogether, or just leave enough behind to get you by for a couple of days.
- Widely accepted. Most casinos that we recommend accept Click2Pay.
- The star rating. The star rating is credit based. So the crappier your credit, the less money Click2Pay is willing to float for you. So unless you have an average to high credit rating, this might not be a good option for you.
- The fees. Being charged for both funding and withdrawing from your account is ridiculous.
- Americans cannot use this option.
I think Click2Pay is a wash. It’s a neat enough idea, and probably great for guys with good credit scores. But it’s not an option for American players, and for most international players Neteller or Skrill is a far better options (their fees are less, for one thing).